Last Updated: August 11, 2026
Welcome to Plan With Sarkar. These Terms and Conditions govern your access to and use of https://planwithsarkar.com/, including its articles, guides, calculators, tools, forms, and other services.
By accessing or using this website, you confirm that you have read, understood, and agreed to these Terms and Conditions. If you do not agree with these terms, please discontinue using the website.
1. About Plan With Sarkar
Plan With Sarkar is an independent information and educational platform. We provide general information about government schemes, documents, eligibility requirements, application processes, financial concepts, calculators, and related topics.
Plan With Sarkar is not a government website, government department, bank, financial institution, or official application portal. We are not affiliated with, authorised by, or endorsed by any government authority unless explicitly stated.
2. Informational Use Only
The information available on this website is provided for general awareness, education, and guidance only. Website content should not be treated as official government communication or professional legal, financial, tax, banking, investment, or accounting advice.
Before applying for a scheme, submitting documents, taking a loan, purchasing a product, or making a financial decision, users must verify the latest information through the relevant official government portal, department, bank, authorised office, or qualified professional.
3. No Guarantee of Approval or Benefits
Using this website, reading our content, using a calculator, submitting an enquiry, or receiving general guidance does not guarantee:
- Eligibility for a government scheme
- Approval of an application, subsidy, loan, grant, permit, or benefit
- Acceptance of documents by any authority or institution
- A particular processing time, interest rate, EMI, or financial outcome
- Receipt of any government or third-party service
The final decision belongs entirely to the relevant government authority, bank, financial institution, service provider, or authorised organisation.
4. Calculators and Estimates
Calculators and tools available on this website provide approximate results based on the information entered by the user and the assumptions displayed by the tool.
Actual EMI, interest, subsidy, repayment, eligibility, profit, expenses, fees, insurance, taxes, and other amounts may differ. Users must obtain an official quotation, sanction letter, calculation, or written confirmation before making a financial commitment.
5. User Responsibilities
When using this website, you agree to:
- Provide accurate information when submitting a form or enquiry
- Verify information through official sources before taking action
- Use the website only for lawful purposes
- Protect your personal documents, account details, and credentials
- Not share passwords, OTPs, banking PINs, or other confidential credentials through unverified channels
- Not misuse, damage, disrupt, or attempt unauthorised access to the website
- Not submit false, misleading, abusive, unlawful, or harmful material
6. Intellectual Property
Unless otherwise stated, the website design, branding, original articles, explanations, graphics, calculators, layouts, and other original materials published on Plan With Sarkar are owned by or licensed to Plan With Sarkar.
You may read, share a page link, or use reasonable excerpts for personal and non-commercial purposes with appropriate credit. You may not copy, republish, sell, reproduce, scrape, modify, or commercially exploit substantial website content without prior written permission.
Government names, scheme names, logos, trademarks, and third-party materials belong to their respective owners.
7. External Links and Third-Party Services
This website may contain links to government portals, banks, advertisers, service providers, or other third-party websites. These links are provided for convenience and reference.
Plan With Sarkar does not control third-party websites and is not responsible for their content, availability, security, pricing, terms, privacy practices, or services. Users should review the applicable policies before sharing information or completing a transaction on another website.
8. Advertising and Affiliate Links
Plan With Sarkar may display advertisements through Google AdSense or other advertising partners. We may also use affiliate or referral links where permitted.
Advertisements may be selected using cookies or other technologies as explained in our Privacy Policy. The appearance of an advertisement, product, link, or third-party brand does not mean that Plan With Sarkar guarantees or officially endorses it.
9. Forms, Enquiries, and Communications
If you submit an enquiry, message, or form, you authorise us to use the provided details to respond to your request, provide relevant information, or communicate about the subject of your enquiry in accordance with our Privacy Policy.
Submitting an enquiry does not create a professional, financial, legal, agency, partnership, or contractual relationship unless a separate written agreement explicitly states otherwise.
10. Website Availability and Accuracy
We make reasonable efforts to maintain useful and updated information. However, government rules, scheme conditions, deadlines, documents, prices, interest rates, and third-party services may change without notice.
We do not guarantee that the website will always be uninterrupted, error-free, secure, complete, or continuously available. We may update, correct, restrict, suspend, or remove content or features when necessary.
11. Limitation of Liability
To the extent permitted by applicable law, Plan With Sarkar and its operators will not be liable for any direct or indirect loss, missed benefit, rejection, delay, financial decision, document issue, technical problem, data loss, or other consequence arising from:
- Reliance on website information or calculator results
- Changes in government or third-party rules
- Use of external websites or services
- Inaccurate information entered by a user
- Temporary website interruption or technical failure
12. Privacy
Your use of this website is also subject to our Privacy Policy, which explains how information, cookies, advertising technologies, and user choices are handled.
13. Disclaimer
Please also read our Disclaimer, which forms an important part of these Terms and Conditions and explains the limitations of the information and tools provided on this website.
14. Changes to These Terms
We may revise these Terms and Conditions when the website, services, applicable laws, or business practices change. Updated terms will be published on this page with the latest revision date.
Continued use of the website after an update means that you accept the revised Terms and Conditions.
15. Governing Law
These Terms and Conditions are governed by the applicable laws of India. Any dispute will be subject to the jurisdiction of the competent courts in India.
16. Contact Us
For questions or concerns regarding these Terms and Conditions, contact us at:
Email: contact@planwithsarkar.com